Juridical To You
Welcome to Juridical To You!

Insurance Articles


Home
:: About Us
:: Contact Us
:: Article
:: Reports
:: Links
:: Site Map

Related Links


Presumption and the Lemon Law
By Donald Ladew


Online Boat Insurance
Sailing has long been the past time of choice for a large number of people. It may be physically challenging at times, but it can also be one of the most rewarding sport or hobby you take part in. Whether your vessel of choice is a yacht or a narrow boat, the one thing they have in common is that you will need the best insurance possible, as the consequences to your pocket if any thing should happen to your beloved vessel do not bear thinking of. You can now easily arrange Online Boat Insurance that will cover every thing you need and maybe even a couple of things you don`t! When buying or renewing your Online Boat Insurance why not get in touch with one of the very best insurers of all types of sailing vessels in the business. This Online Boat Insurance company will liaise with you very closely whilst choosing your policy to ensure you get he right one for your needs, and that you are fully aware of what is covered ? or not ? before you buy.


To presume is to make an assumption that something will be found true when further examined. It is what one supposes to be true based on the evidence available.

With regard to presumption in legal matters, if the bird looks, walks and quacks like a duck, legally the court says it meets the presumption that it is indeed a duck. To support the presumption, you get a nice textbook on birds (the law on birds), or better yet, ducks. That?s where we find the law about ducks.

If you want to know if your defective vehicle meets the presumption that it is indeed a lemon, in California, you read the appropriate sections of the Song-Beverly Act. This is where the law that defines a lemon vehicle is found. As laws go, it is quite specific.

Here are the essentials of what the Song-Beverly Act says about what makes a car legally a lemon. The presumption (that the vehicle is a lemon) is established if any of the following occurs within the first 18 months or 18,000 miles:

· The same defect is subject to repair four or more times; or

· The same defect is subject to repair two or more times, and is a serious safety defect that is likely to cause death or bodily injury; or

· The vehicle is out of service for repairs for a cumulative total of more than 30 days, for any combination of defects.

Thus, if a California consumer proves that a vehicle has been subject to repair four times for the same problem within 18 months or 18,000 miles, then the judge will tell the jury that the consumer has met his burden of proving that the manufacturer had a reasonable number of repair attempts.

The presumption helps consumers meet their burden of proof if they have to go to trial.

Does your vehicle have to meet the test of presumption to be considered a lemon? No, it doesn?t. But there are advantages to the consumer if it does. In lawsuits there is something called, the burden of proof. If the consumer?s lemon vehicle doesn?t meet the presumption that it is a lemon, the consumer has the burden of proving that the vehicle is a lemon when contending with the manufacturer. Obviously it is a lot more difficult financially for a consumer to prove that the vehicle is a lemon than it is for the manufacturer to dispute the claim.

An example of a car that does not meet the presumption, but may well legally be a lemon follows:

· The same defect is subject to repair four or more times over a period of two and a half years; or

· The vehicle is out of service for repairs for a cumulative total of more than 30 days, for any combination of defects.

· The vehicle currently has 38,000 miles on the odometer (remember, it had to be 18 months or 18,000 miles).

If, however, the consumer?s vehicle meets the presumption, the burden of proof shifts to the manufacturer. It is much harder for the manufacturer to dispute the consumer?s basic facts that the car meets the essential requirements of what is a lemon, when the vehicle meets the presumption.

With the burden of proof on the manufacturer, they must prove the consumer?s car is not a lemon. They may have to bring in experts, go through a lot of legal activities, and try to prove to a jury that the lemon law doesn?t say what it says. They must do this in the face of your facts, which are legally in your favor. This is good for the consumer.

Instead of being the short kid with glasses, constantly getting stuffed in lockers and trashcans, you are now the buff athlete who takes no crap from anyone. When our modern lemon laws were created, the very obvious imbalance between the consumer and his or her resources vs. manufacturer and their resources was taken into consideration. ?The law?, as some wit said, ?is a fool.? This is not always true. Sometimes the people who make the laws do the right thing. Sometimes even governments do the right thing. Here in America it happens more than anywhere else in the world.

For more information, news and articles see:

Dinghy Insurance - Dinghy Insurance
...take their dinghy out on the water whenever the opportunity arises? If you have a dinghy in your possession you`ll want to keep it that way and make sure it is protected from loss or damage. Getting...
Visit Dinghy Insurance...

Dock Levellers - Dock Levellers
... loading docks that you can place your vehicles near for loading and unloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. You ar...
Visit Dock Levellers...

Work Accident Compensation - Work Accident Compensation
...s in work accident compensation. He tells me that work accident compensation is an incredibly busy area to work in and I am sure that he is right. As you know, there are countless advertisements all...
Visit Work Accident Compensation...

Jet Ski Insurance - Jet Ski Insurance
... Ski Insurance have been with us for some time now in the UK and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet s...
Visit Jet Ski Insurance...

Haulage Insurance - Haulage Insurance
...ure your goods are protected at any step of the way. When you obtain our insurance, you will not need to worry about losing your goods as they will be compensated for completely. We realize that you w...
Visit Haulage Insurance...

Car Gap Insurance - Car Gap Insurance
...car gap insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being st...
Visit Car Gap Insurance...

Courier Insurance - Courier Insurance
...ance is a must as some parcels being sent might be quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important ...
Visit Courier Insurance...

Loading Bay Equipment - Loading Bay Equipment
...olutions offer a variety of Loading Bay Equipment for our clients. With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equ...
Visit Loading Bay Equipment...

No Win No Fee Injury Claim - No Win No Fee Injury Claim
... in an accident that wasn`t your fault and had to take time of work as a direct result. You might be lucky if you have an employer that is prepared to pay you sick pay during your recovery programme....
Visit No Win No Fee Injury Claim...

Gap Insurance - Gap Insurance
...e but how many people know what gap insurance is? I know that I had never heard about this type of insurance before until it was brought to my attention recently. The gap insurance covers the deprec...
Visit Gap Insurance...


Click For More Detailed Information on:

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!